The interest rate to your an ICICI mortgage really worth INR step 1 crore can start regarding nine.00% p.an excellent. Yet not, the real interest rate recharged from the bank is dependent on several situations.
You can lower your home loan rate of interest by the calling the fresh new financial and choosing a drifting rate of interest on the mortgage.
a dozen. Just how much financial can also be an authorities personnel get into ICICI?
According to the RBI recommendations, Bodies professionals is acquire an optimum count which is equivalent to his 34 months very first shell out.
thirteen. Do ICICI Bring ninety% Financial?
Generally ICICI approves mortgage brokers up to ninety% of the property’s value. Nevertheless the LTV ratio always relies on the fresh applicant’s full borrowing from the bank pages.
fourteen. Try prepayment greeting inside ICICI home loan?
Sure, ICICI Bank allows prepayment facility. But not, it is advisable to check always along with your lender before applying to possess a home loan.
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